lss navigation bar
LSS logo
lss space holder LSS building photo LSS space holder

About LSS
LSS space holder
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
Red Bullet
EXECUTIVE OVERVIEW
COMPANY BACKGROUND
INDUSTRY SUMMARY
TRANSACTION OVERVIEW
COMPANY HISTORY
INSTITUTIONAL FINANCING
LOCATION/FACILITIES
LEGAL/REGULATORY
   MATTERS
 
DOCUMENTS
AUDITS/ADVISERS
LITIGATION HISTORY
MANAGEMENT


INDUSTRY SUMMARY

The industry defines a life settlement as the purchase of an in-force life insurance policy insuring an individual who does not suffer from any life-threatening condition, purchased prior to maturity (death of insured) at a discount of the policy￿s net death benefit. The marker for life settlements is based on the proposition that the policy owner generally does not have a need for the death benefit the insurance policy provides. The protection is no longer a component of the insured￿s current and future financial planning requirements prompting the sale of the policy to recoup some of the money that has been paid in premiums over the years, to avoid future premiums and to eliminate the uncertainty as to timing of collection of the policy benefits.

The market for senior settlement securitizations has significant growth potential. According to On Wall Street magazine (September 2000), the market was just $50 million in 1990 with the current market estimated in excess of $134 billion. Additionally, according to Asset Finance International (September 2000), Goldman Sachs, Lehman Brothers, DLJ, First Union, JP Morgan, GE Capital and Paine Webber are known to advise their clients of senior life settlement transactions as a financial planning strategy. As this type of transaction becomes more common, the opportunity for additional business will increase commensurate with institutional investors￿ increased appetite for this asset class.

According to a June 2005 Bernstein Research report, the life settlement market has grown from zero in the mid—1990s to around $13 billion today and will continue to grow to $160 billion over the next several years.

lss navigation bar
lss graphic for investors
LSS frame
LSS space holder LSS space holder LSS navigation bar
LSS space holder
Contact us today to learn more about Life Settlement Solutions LLC.

Life Settlement Solutions LLC is an institutionally funded purchaser of life settlements. We are not brokers or agents.
The information presented on this Web site is not intended for consumers or the general public.
© 2004-2014 Life Settlement Solutions LLC. All rights reserved.
LSS page bottom bar